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Privacy Policy
We are committed to protecting your privacy.
Below you'll find our official privacy policy. If you have any additional questions about how we safeguard your information, call us at 303-421-5747
Web Site Privacy Policy
This is the privacy policy ("Privacy Policy") for the Funlosophy.com website (the "Site"). This Privacy Policy sets forth our policies regarding the collection, use and disclosure of certain information relating to your use of the Site. Your use of this Site signifies your understanding and acceptance of the terms of this Privacy Policy.
This Privacy Policy is incorporated into, and part of, the Terms and Conditions set forth on the "Terms of Use" page, which govern your use of the Site in general.
Age Requirement for Use of Site: This Site is not intended for use by persons under the age of 18 years old. You must be 18 years old or older to provide any personal information to the Site, or to us through the Site.
Domicile Requirement for Use of the Site: You represent and warrant that you are domiciled in the United States and reside in a state where the provision of services by Funlsophy.com is not prohibited by virtue of any law or regulation adopted in that state.
1. Collecting Information:
Personally
Identifiable Information
The Site may request and collect
certain personally identifiable information including, but not limited to,
name, company affiliation, business address, phone number, e-mail addresses
and other personal information contained in user "Get Quote" submissions,
through various means such as online forms, online applications, e-mail and
comments submitted to the Site. Such information collected through the Site may
include financial information and other sensitive
information.
Other than as set forth in this Privacy Policy, and
unless given permission by you to do so, we will not sell or disclose your
personally identifiable information to third parties.
Non-Personally Identifiable Information
We may
also collect certain non-personally identifiable information via the Site, such
as Site usage activity and preferences, also known as demographic or profile
data.
Site Technology
As with many Web sites, we may
use "cookies" and/or other technology (e.g., web bugs, e-mail bugs, clear GIFs,
web beacons and tracker GIFs) in the Site or in our communications with you to
enhance the functionality of the Site and to make your transactions and other
activities more convenient and efficient (collectively, "Tracking
Technologies"). These technologies may vary, but in some cases may involve a
small file stored locally on the computer used to access the Site, and may be
used by us to store and collect information relating to your viewing and use of
the Site and our correspondences with you. You may set your web browser software
not to accept cookies, but, if so, certain functionality of the Site may be
affected. We may collect your IP (Internet Protocol) address to help diagnose
problems with our server, administer our Site and identify our users. We may
also use such technologies to remember user preferences or minimize the need for
you to re-enter information.
Third parties (including, but not limited
to, software vendors, advertisers and fulfillment companies) may also use
Tracking Technologies by or through the Site. We have no control over what
information such third parties track or collect, and we have no responsibility
or liability for any tracking, data collection or other activities of such third
parties.
2. Usage and Sharing:
We use information collected
on and through this Site for a variety of purposes in the course of business and
as otherwise set forth herein. For example, such information may be used to
process your applications to receive quotations or to send you information about
our and our affiliates' products and services and other information and
materials that may be of interest to you. This information may also be used to
evaluate what portions of the Site are more popular than others, determine where
visitors came from, where they go, and how long they stay on a particular page,
or the Site in general. We may match information collected from you through
different means or at different times, and use such information along with
information obtained from other sources, including third parties.
We may disclose your
personal information to companies that perform technology or marketing services
for us for their use in performing such services. We may transfer, sell or
assign aggregate, non-personally identifiable information about Site usage to
third parties. We may transfer, sell or assign personal information to third
parties as a result of a sale of all or substantially all of our assets relating
to this portion of our business or in connection with a merger, consolidation,
change in control, reorganization or liquidation. We also reserve the right to
disclose any information concerning you if required by law or to protect or
defend our rights or the rights or well-being of our users or if you are
involved (or are reasonably suspected to be involved) in any illegal activity,
even without a subpoena, warrant or court order.
3. Opt-Out:
If you would like to opt not to receive
promotional or marketing material from us in the future, please send an e-mail
to opt-out@funlosophy.com. However, your option not to receive
promotional and marketing material: (a) shall not preclude us from corresponding
with you, by e-mail or otherwise, regarding your existing or past relationship
with us (e.g., your pending or past submissions or our responses to questions
or inquiries you pose to us), and (b) shall not preclude us, including our
employees, contractors, agents and other representatives, from accessing and
viewing your personal information in the course of maintaining and improving the
Site.
4. Security:
The "Get Quote" submission form on the Site
does not support encryption with respect to the transfer of data to the
Site. Although we will take all reasonable security precautions regarding
information stored on the Site, due to the open nature of the Internet, we
cannot guarantee that any information stored on our servers, or transmitted to
or from a user, will be free from unauthorized access, and we disclaim any
liability for any theft or loss of, unauthorized access or damage to, or
interception of any data or communications. By using the Site, you acknowledge
that you understand and agree to assume these risks.
5. Consent to Processing:
By providing any personal
information to this Site, you fully understand and unambiguously consent to the
transfer of such personal information to, and the collection and processing of
such personal information in, the United States and other countries or
territories.
6. Links:
This Site may contain links or references
to other Web sites outside of our control. Please be aware that we have no
control over these sites and our privacy policy does not apply to these sites.
7. Your Acceptance of this Policy:
By using this
Site, you signify your acceptance of our Privacy Policy. If you do not agree to
this policy, please do not use our Site. We reserve the right, at our
discretion, to change, modify, add, or remove portions from this policy at any
time so visitors are encouraged to review this policy from time to time. Your
continued use of our Site following the posting of changes to these terms means
you accept these changes.
Should you have any other questions about our Privacy Policy, please call us at 303-421-5747.